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The most important thing to remember about Retirement is START PLANNING NOW! It's never too early to improve your post-work financial picture. It's likely not too late, either. Most people just can't figure out where to start. My advice? Start at The APWU of Florida's Retiree Chapter web pages. I surfed 1000 sites putting this page together and, in my humble opinion, I needn't have bothered. They've pretty much got it covered. Hopefully, the best of what's out there has been collected here. Remember, if you want to start planning for your retirement, or if you are close to retirement now, you have the RIGHT (and an obligation to yourself) to make an appointment with the Personnel Office (Human Resources) to review your OPF, your work history, and your options. MJ
OFFICE OF PERSONNEL MANAGEMENT (OPM) NEWS AND VIEWS (New Link 3/14/05)
OFFICE OF PERSONNEL MANAGEMENT (OPM)
OPM Federal Retirement Programs The Home Page for the Office of Personnel Management. OPM Federal Employees Retirement System (FERS) Publications Downloadable publications on the FERS retirement system. OPM Civil Service Retirement (CSRS) Publications Downloadable publications on the Civil Service retirement system. Frequently Asked Questions (OPM) Answers and other resources for the most commonly asked retirement questions.
10 Do's and Dont's of Retirement (APWU of Florida Retirees) Go here, first! 22 Retirement Tips (APWU of Florida Retirees) Go here, next! Retirement Planner (FirstGov for Seniors) Now, you're ready to start planning. FirstGov for Seniors provides the necessary information. Federal Employees Retirement Calculator (FirstGov for Seniors) An online tool to help you compute estimates of what you'll get and what you'll need--CSRS, FERS, early, regular or disability. Federal Retirement Benefits (FirstGov for Seniors) An explanation of what you're entitled to, and how to go about getting it. If the computers are working, and even if they aren't, here are the folks holding and investing your Thrift Savings. You may need your PIN number to access specific account information. If you'll be depending upon Social Security, this is their Home. Retirement Benefits (Social Security Online) Social Security has their own calculator, and much more. PostalReporter.com--Postal Retirement Information AKA "Lu's News", Updates on the Early Outs, plus links to all the important information. Retirement Considerations for Federal Employees (DOL) Not to be left out, the Department of Labor adds their advice on retirement planning. Other Retirement Information (DOL) More retirement information from the Department of Labor Personal finance, retirement planning and investment.
former APWU Secretary/Treasurer Robert Tunstall USPS - Voluntary Early Retirement Authority The official USPS Early Out home page. LuNewsViews--Voluntary Early Retirement Pretty much everything you need to know about the Early Outs. PostalMag! Early Retirement News If you can't find it on Lu's News (and I find that hard to believe), you may find it here. This site has a number of interesting articles on retirement planning, including Early Retirement planning. Mike Causey's Federal Report (FederalNewsRadio.com) This article, from 10/14/03, has links to the latest info on Federal Employee Early Outs and legislation to repeal the Windfall Protection Act.
Retiree Links (APWU of Florida Retirees) Your one-stop source for links to everything retirement. Will Social Security be there for you? Also, find out when APWU Retirement seminars will be given.
APWU Retirees Director John Smith Disability Retirement and the Law Today (PostalReporter.com) (Added 3/14/05) Articles from an attorney specializing in Disability Retirement. Retirement Information (San Antonio Alamo Area Local) Includes links to relevant ELM sections, retirement application forms and more. Plus an article entitled, "Don't Believe Your SS Benefits Statement". North Eastern Illinois Area Local A brief summary of some of the important stuff. Includes the Ten Mistakes of Retirement Planning. A number of informative articles, most by Marsha Breitling. Phoenix Metro Area Local Retirees Department A wealth of excellent articles, by Phoenix Retirees Director Jay Arrieta, on a wide variety of retirement subjects. APWU of Massachusettes (State) A 60 page PDF Retirement Manual, on-line for your convenience. Postal/Federal Retiree Help (Postalreporter.com) A collection of helpful articles from FedWeek's Reg Jones. Retirement and Early Out Info from Postal Employee Network PostalMag.com! USPS Retirement Information Federal Employees Retirement System (FERS) Essentially, a primer on the FERS Retirement System (from the Department of the Interior) Federal Employee's Retirement (Clemson) Alliance for Retired Americans National Association of Retired Federal Employees The Red Bank Local, APWU, AFL-CIO, is a non-profit organization. The Red Bank Local does not endorse nor mean to imply endorsement of or agreement with any site simply by presenting the links above.
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